Financial overview
Your complete picture
Net worth
$174,021
Assets minus liabilities
Total assets
$176,103
Checking + savings + investments
Total debt
$2,082
Credit card balances
Spent this week
—
Spent this month
—
Saved (Barclays)
$28,450
4.35% APY
Portfolio (Merrill)
$142,830
+$2,840 today
Spending by category
This month (all cards)
Where your money is
Asset allocation
Recent activity
Spending & Budgets
Monthly limits vs actual (all accounts)
This month by account
Where you're spending
Daily spend
Last 30 days
Transactions
All activity
Merchant
Category
Account
Amount
Merrill Lynch
Brokerage portfolio
Portfolio value
$142,830
As of today
+$2,840 today (+2.03%)
Total gain / loss
+$22,830
Since account opened
+18.99% all time
Holdings
Security
Shares
Price
Value
Gain/Loss
Return
Portfolio allocation
By asset class
Recent investment activity
Buys, sells, dividends
Barclays Savings
High-yield online savings account
Current balance
$28,450.22
Barclays Online Savings
4.35% APY
Interest earned
$1,032
Year to date
+$103 this month
Monthly deposits
$1,500
Auto-transfer set up
Savings goal
$35,000
Emergency fund target
81% of goal · $6,550 to go
Recent activity
Trends
Spending patterns over time
Weekly spend
Last 8 weeks (all cards)
Spending by account
This month
Category trends
Groceries, Dining, Shopping, Utilities — last 3 months
Settings & Connections
Connect your accounts and configure the app
Plaid credentials
From dashboard.plaid.com → Keys
Sandbox
Bank connections
Save your Plaid credentials above first, then connect each account. Your bank passwords never touch this app.
Wells Fargo
Checking, debit, checks, ACH withdrawals
Not connected
Chase
Sapphire credit card
Not connected
American Express
Gold card
Not connected
Barclays
Online savings account
Not connected
Merrill Lynch
Brokerage account — connect after others
Not connected
AI assistant (Anthropic)
Powers the chat panel. Get yours at console.anthropic.com
Not set
Monthly budgets
Set your spending limits per category
Your Production access is under review
While waiting, use Sandbox to test everything — works identically with realistic test data. Once Plaid emails your Production credentials, come back here, paste them in, switch the environment to Production, and reconnect your banks. Nothing else changes.
Budget Builder
Analyze your history, remove one-time charges, and set a realistic monthly budget
1. Analyze history
2. Remove one-time charges
3. Set budgets
4. AI guidance
5. Finalize
Your spending history
Here's what you've spent on average per month across all accounts over the last 3 months. We'll use this as a baseline for your budget.
Remove one-time charges
These transactions look like they may be one-off purchases rather than recurring monthly expenses. Check any that should be excluded from your budget calculation.
Set your monthly budgets
We've suggested budgets based on your adjusted history. Edit any amount — we'll flag if the total looks tight based on your income.
Total monthly budget
$0
AI budget guidance
Based on your spending history and proposed budget, here's personalized advice to help you hit your goals.
Your finalized budget
Review your budget below. Click Apply to set these as your monthly limits across the whole app.